Player and banker in Baccara game

What the hand is worth after the two cards have been dealt<	What happens next
1, 2, 3, 4, 5, 0	DRAW A CARD
5	DRAW OR STAND (what is disturbing for the banker)
6, 7	STAND
8, 9	"A natural", the player shows his cards.

In short

Two cards, face upwards, are dealt to both player and banker. If either hand is a natural, this hand wins. If both hands have a Natural, then the highest natural wins. One calls it a tie when both hands add up the same Natural. If neither the player nor the bank has a Natural, then it is the player's turn to play.

The banker's rule

Value of the first two cards	Banker draws when the player's 3rd card is:	Does not draw when the player's 3rd card is:
0, 1, 2	Always draws a card	-
3	0, 1, 2, 3, 4, 5, 6, 7, 9	8
4	2, 3, 4, 5, 6, 7	0, 1, 8, 9
5	4, 5, 6, 7	0, 1, 2, 3, 8, 9
6	6, 7	0, 1, 2, 3, 4, 5, 8, 9
7	Reste	Arrête
8, 9	The player does not draw any more cards	The player does not draw any more cards

The winning hand is that with the total closest to 9
Winning bets made on the player's hand are paid at the odds of 1 for 1.
Winning bets made on the bank's hand are also paid are paid at the odds of 1 for 1.
If the bank has the upper hand over the player, the house will take a 5% commission. Consequently, each time you bet on the bank you must deduct 5% from the amount you won.
If both hands are in a tie the bet will be paid at the odds of 8 to 1.